Asset Refinance Experts. Why Working with a Specialist Matters

If your business owns valuable assets such as machinery, commercial vehicles, or equipment, you may be sitting on a hidden source of capital. Asset refinance allows you to unlock that value, turning assets into usable working capital. But getting the best deal isn’t always straightforward. That’s where asset refinance experts come in.

At The Best Finance Group, we specialise in helping businesses across the UK unlock the true value of their assets. With deep experience in the finance market and access to a panel of trusted lenders, our team works to secure competitive, tailored refinancing solutions – quickly and without the jargon.

In this guide, we explain why working with asset refinance experts is essential, how the process works, and what makes a great refinancing partner.

What Is Asset Refinance?

Asset refinance is a form of business finance that lets you raise money against the value of assets you already own. These might include:

• Commercial vehicles (vans, trucks, HGVs)
• Construction equipment (diggers, cranes, loaders)
• Manufacturing machinery (CNC machines, lathes, presses)
• Agricultural or engineering tools
• Office equipment or IT systems

By refinancing these assets, you unlock a lump sum – usually between 70% and 90% of their market value – without giving up ownership or operational control.

If you’ve been wondering whether it’s worth speaking to an asset refinance expert, the answer is yes!

• You want to compare options from multiple lenders
• You need a fast decision and payout
• You’re unsure what assets qualify
• You want to avoid being locked into a poor deal
• You don’t have the time or resources to apply to lenders individually

Why Use an Asset Refinance Expert?

It’s possible to approach lenders directly. But there’s a big difference between getting funding and getting the right funding.

Here’s why it pays to work with a specialist:

Market Access

Experts like The Best Finance Group have access to dozens of lenders – banks, independent funders, and niche providers. This gives you a wider choice than going direct.

Speed

We understand exactly what lenders need, helping you avoid delays and get funded faster. In many cases, funds can be released in 3–5 working days.

Better Rates

Because we negotiate deals daily, we know what a good offer looks like. We help our clients secure lower rates, longer terms, or better repayment structures.

Industry Knowledge

Not all lenders understand your sector. We do. Whether you’re in construction, manufacturing, logistics or agriculture, we match you with lenders who speak your language.

End-to-End Support

We manage the paperwork, valuation, legal documentation, and everything in between. So, you can focus on running your business.

How the Asset Refinance Process Works

If you’ve never worked with an asset refinance expert before, here’s what to expect when you contact our team:

Step 1: Enquiry & Asset Details

Tell us what assets you want to refinance – make, model, condition, age, and estimated value.

Step 2: Quote Comparison

We quickly assess which lenders are the best match and present you with tailored quotes (typically within 24 – 48 hours).

Step 3: Valuation & Approval

We’ll arrange a valuation if needed and submit your application for approval. Some lenders can proceed with a desktop valuation for speed.

Step 4: Legal & Documentation

We handle all necessary agreements and security registrations on your behalf.

Step 5: Funds Released

Once the deal is finalised, funds are released – often within 3 – 5 working days.

Common Use Cases for Asset Refinance

Here are some examples of how UK businesses are using asset refinance:

Cash Flow Support

A logistics company facing delayed payments refinanced three trucks to raise £90,000 and cover short-term operational costs.

Business Expansion

A construction firm refinanced £250,000 worth of equipment to fund new hires, marketing, and a regional expansion.

Restructuring Debt

A manufacturer refinanced an older finance agreement to lower monthly repayments and free up working capital.

Growth Projects

An engineering firm used refinancing to invest in automation tools, increasing output by 40%.

FAQs About Asset Refinance Experts

Is it more expensive to use a broker?
Not at all. In most cases, brokers like us negotiate better terms than a business could get directly. We’re also upfront about any fees and often paid by the lender, not you.

Do I need a perfect credit score?
No. Because asset refinance is secured, lenders focus more on the asset value than your credit profile. We work with lenders who consider a range of circumstances.

Can I refinance assets still under finance?
Yes. As long as there’s equity in the asset, we can arrange for the current agreement to be settled, and the balance released to you.

How long does the process take?
With the right documents and assets, it can take as little as 3 – 5 working days from start to finish.

Work with the UK’s Leading Asset Refinance Experts

If you’re searching for trusted asset refinance experts who understand your sector, move quickly, and care about getting the right deal – not just any deal – you’re in the right place.

At The Best Finance Group, we specialise solely in asset-based finance. We know the lenders, the process, the sectors – and how to get things done fast and right.